Blog

The Nuts & Bolts of Renters Insurance

August 02, 2016

Weston Wolfe

Categories: Insurance

Rental Sign

The renters insurance policy is very similar to the homeowners policy without coverage for the structure. It’s important to know that when you rent an apartment, home or condo, your stuff inside the structure is not covered by the dwelling owner’s insurance policy. Your liability exposure is also not covered by the landlord’s policy. This…
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Why Purchase Umbrella Insurance?

July 20, 2016

Weston Wolfe

Categories: Insurance

Why Purchase Umbrella Insurance?

The answer to this question in the simplest of terms is Risk. Every renter or property owner has an inherent risk of liability simply because they own or rent property. Yes, your homeowner’s or renter’s policy will provide liability coverage, but the coverage is typically limited to $300,000 and in many cases, this may fall…
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100% Replacement Cost, Really?

July 06, 2016

Weston Wolfe

Categories: Insurance

Roof Damage

Have you noticed lately that cartons of ice cream or frozen yogurt have gotten a little smaller? This is a marketing trick that many manufacturers are using to help keep the retail prices down. Give them less for the same price, who’s the wiser? You may be interested to know that many insurance companies are…
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Vacation Ready: 6 Pro Ways to Protect Your Home While Away

June 22, 2016

Weston Wolfe

Categories: Home, Safety Tips, Travel

Summer break, road trips, family reunions – plenty of reasons to flee to the beach or head out on a summer adventure. However, studies by the Department of Justice show that burglaries increase by 10.5% in the summer months. With so many home unattended during this time, homes are more likely to targeted. These helpful…
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8 Safety Tips for Your Summer Backyard Bash

June 14, 2016

Weston Wolfe

Categories: Home, House Fire Safety, Safety Tips

Summertime: the grill is on, the beverages are in the cooler, and friends and family gather outside to enjoy the late nights and summer fun. With all the activity going on in the backyard, it’s easy to lose track of what’s going on and cause an accident. According to the National Fire Protection Association, outdoor…
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Check Before the Wreck: Safety Features to Have in 2016

May 24, 2016

Weston Wolfe

Categories: Auto, Travel

Auto dealer handing over new keys

Bluetooth, moon roofs, and butt warmers aren’t the only upgrades to have for your new car. Although those things might make your commutes more comfortable, there are a few items for your new ride you should consider to enhance your safety. Here are five new safety enhancements to add to your new car “wish list”….
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Budget for the Future: Planning Tomorrow’s Finances Today

May 10, 2016

Weston Wolfe

Categories: Finances

Couple planning future budgets

Money – your best friend and worst headache. It’s easy to see it as a utility, taking in so much and spending so much, but this outlook can lead to issues down the road. Creating a steady map for your family’s finances will establish a healthy and successful enterprise. Follow these tactics to ensure your…
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Watch the Lint: Washer and Dryer Maintenance Tips to Know

May 03, 2016

Weston Wolfe

Categories: Home, House Fire Safety, Safety Tips

Mother and daughter doing laundry together.

Doing the laundry is a pivotal point in our weekly lives: from separating the lights and the darks to finding that missing sock, this task consumes a portion of our week for the best and the worst. However, the lack of upkeep with your washer and dryer can lead to serious issues. According to the…
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5 Harmful Driving Habits to Steer Clear Of

April 19, 2016

Weston Wolfe

Categories: Auto

Like biting your nails or stress eating, bad habits are common and need to be kicked to the curb. Negligent drivers can cause accidents, minor or fatal, which can drive insurance rates up, increase driving tickets and penalties, or worse. As cited by the National Safety Council, motor vehicle fatalities have increased in 2015 from…
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Drop the Call: Avoid Cell Phone Use While Driving

April 17, 2016

Weston Wolfe

Categories: Auto, Uncategorized

Driver using cell phone.

Approximately 660,000 drivers, at any moment throughout America, are using cell phones or fiddling with other electronics while driving according to a survey by the National Highway Traffic Safety Administration. This outrageous number of drivers continuously make the roadways more dangerous due to their mobile distractions. These devices cause eyes to wander and vehicles to…
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